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Lori McMurphy 4/03
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About The Stacy Sells Your Home Team:
About The Stacy Sells Your Home Team - Information about The Stacy Sells Your Home Team of Lake Oswego, Sherwood and Portland, Oregon Testimonials - Read what The Stacy Sells Your Home Team's clients are saying about the real estate marketing and services provided. Quick Response Guarantee - A quick response to your email request for more Oregon home buying & property selling information is guaranteed by The Stacy Sells Your Home Team. Privacy Guarantee - This Lake Oswego, Sherwood and Portland real estate web site will respect your privacy, guaranteed by The Stacy Sells Your Home Team. No Obligation Guarantee - The Stacy Sells Your Home Team's real estate help by email is free & without obligation for Lake Oswego, Sherwood and Portland home owners in Oregon. For Real Estate Agents - Let The Stacy Sells Your Home Team help you with your professional real estate broker and agent needs in the Lake Oswego, Sherwood and Portland area. About NUMBER1EXPERTS™ - NUMBER1EXPERTS™ are top real estate professionals, find out more. Contact Information - How to contact The Stacy Sells Your Home Team. Go to Main Sitemap - Main sitemap sections include Find Lake Oswego, Sherwood and Portland Homes, For Home Buyers, For Home Sellers, Lake Oswego, Sherwood and Portland Information, Real Estate Resources, and About The Stacy Sells Your Home Team. 
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Financing Your Home >Your Mortgage
Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.
More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!
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| Q |
Where are church services held in the water each Sunday during July and August?
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At Half-Moon Bay, Ontario, worshippers gather in boats facing the natural stone pulpit, and hymnals are passed to the floating congregation by ushers in canoes. |
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The Stacy Sells Your Home Team
Keller Williams Portland Premiere
17700 SW Upper Boones Ferry Rd.
Suite 100
Portland, OR 97224
Direct: 503-267-3099
Fax: 503-924-3573
stacyowens@NUMBER1EXPERT.com
Personal: Stacy@StacySellsYourHome.com
Buyer's Agent: tawnh49@gmail.com
We provide exceptional real estate services to all of our clients, in every price range. Our goal is make your home purchase or sale a smooth and enjoyable transition. Whether this is your first real estate experience or your tenth, our team of professional Realtors will guide you through the process from beginning to close. Let us do the work for you!    
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