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Buyers Want Your Home for as Little as Possible.
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School Reports in Lake Oswego, Sherwood and Portland, Oregon

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Financing Your Home >Who Pays the Points

When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.

The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.

In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.

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Q	Over what famous building is aircraft forbidden to fly at any time?
A	No aircraft is permitted to fly over the Taj Mahal in India.
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The Stacy Sells Your Home Team, REALTOR®, real estate agent and broker for Lake Oswego, Sherwood and Portland, Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

The Stacy Sells Your Home Team
Keller Williams Portland Premiere
17700 SW Upper Boones Ferry Rd.
Suite 100
Portland, OR 97224
Direct: 503-267-3099
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